Privacy Policy
Type of website: “YaEstoyListo.com is a platform that offers financial education, coaching, and services to help users make informed decisions about their finances.” www.yaestoylisto.com (the "Site") is owned and operated by Yel Group LLC. Yel Group LLC can be contacted at:
(214) 247-7790
4100 Spring Valley Rd Suite 1001 Dallas Texas 75244
Purpose
The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:
1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected; and
4. The rights of Site users.
This Privacy Policy applies in addition to the terms and conditions of our Site.
Consent
By using our Site users agree that they consent to:
1. The conditions set out in this Privacy Policy; and
2. The collection, use, and retention of the data listed in this Privacy Policy.
Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.
Data Collected in a Non-Automatic Way. We may also collect the following data when you perform certain functions on our Site:
1. First and last name;
2. Email address;
3. Phone number;
4. Address; and
5. Payment information.
This data may be collected using the following methods:
1. “We collect user information through landing pages, account creation, and when users request information about our products or services.”.
How We Use Personal Data
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.
The data we collect when the user performs certain functions may be used for the following purposes:
1. “We use your information to provide, improve, and promote our services.”; 2. “We may share your information with our affiliated companies within YEL Group LLC to offer and provide relevant products and services.”; and
3. “We may share your information with our affiliated companies, including YEL Taxes LLC, YEL Insurance LLC, YEL Mortgage LLC (NMLS #2703837), and InvestorPlus LLC, to provide and offer relevant products.
Who We Share Personal Data With Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.
Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:
1. If the law requires it;
2. If it is required for any legal proceeding;
3. To prove or protect our legal rights; and
4. To buyers or potential buyers of this company in the event that we seek to sell the company.
If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.
How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been
achieved. You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data
“We protect our customers’ information using secure CRM systems and other specialized tools designed to safeguard personal data. Each affiliated company within YEL Group LLC also implements its own security measures to ensure the privacy and protection of customer information. Additionally, all employees are required to sign confidentiality agreements prohibiting them from accessing or sharing company information. This obligation continues even after their employment with the company ends.”
While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.
International Data Transfers
We transfer user personal data to the following countries:
1. Mexico; and
2. Ecuador.
When we transfer user personal data we will protect that data as described in this Privacy Policy and comply with applicable legal requirements for transferring personal data internationally.
Children
We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact our privacy officer.
How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact our privacy officer here:
Eduardo Chavarria
(972) 979-7472
4100 Spring Valley Rd Suite 1001 Dallas Texas 75244
Do Not Track Notice
Do Not Track ("DNT") is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third party websites and therefore do not respond to browser-initiated DNT signals.
How to Opt-Out of Data Collection, Use or Disclosure
In addition to the method(s) described in the How to Access, Modify, Delete, or Challenge the Data Collected section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:
1. “Users can opt out of receiving communications from us, including emails, calls, or product offers, by sending an email to info@yaestoylisto.com or by clicking the ‘Unsubscribe’ link in our emails.” You can opt-out by “You can opt out of receiving communications from us at any time by sending an email to info@yaestoylisto.com or by clicking the unsubscribe button in our emails.”
Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Contact Information
If you have any questions, concerns or complaints, you can contact our privacy officer, Eduardo Chavarria, at:
(972) 979-7472
4100 Spring Valley Rd Suite 1001 Dallas Texas 75244
Effective Date: 30th day of March, 2025